Treatment of Complications of Pregnancy during the first 26 weeks of Pregnancy is covered under this International Health Insurance. Complications of Pregnancy is defined as: Illnesses whose diagnoses are distinct from Pregnancy, but are adversely affected by Pregnancy or caused by Pregnancy, and not associated with a normal Pregnancy. This includes: ectopic Pregnancy, spontaneous abortion, hyperemesis gravidarum, pre-eclampsia, eclampsia, missed abortion and conditions of comparable severity

If you are hospitalized as an Inpatient for treatment of a covered Illness or Injury, the Atlas Series International Health Insurance will provide $100 for each nigh you spend in the hospital. This benefit is in addition to payments for other covered expenses and is not subject to Deductible or Coinsurance

If you are under age 70, you are covered for an acute Onset of a Pre-existing Condition. International Health Insurance Coverage is available up to $15,000 Maximum for Eligible Medical Expenses and up to $25,000 for Emergency Medical Evacuation. An Acute Onset of a Pre-existing Condition is a sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs spontaneously and without advance warning wither in the form of Physician recommendations or symptoms. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence.

The following Emergency Dental expenses are covered:
Emergency Dental treatment and Dental Surgery necessary to restore or replace sound natural teeth lost or damaged in an Accident which is covered under this insurance subject to the Overall Maximum Limit; and Emergency Dental treatment necessary to resolve acute, spontaneous and unexpected onset of pain subject to a maximum of $100.

If recommended by your attending Physician, who certifies that Evacuation is necessary to safeguard your life and that Medically Necessary treatment is not available locally, and if approved in advance and coordinated by Tokio Marine HCC-MIS Group, the Atlas Series International Health Insurance will provide the following benefits:
Emergency air and/or ground to provide the Medically Necessary treatment.

In the event of a covered Emergency Evacuation, the Atlas Series International Health Insurance will provide the following benefits:
The cost of an economy round-trip air and/or ground transportation ticket for now of your relatives (parent, spouse, sibling or child age 18 or older) for transportation to the area where you are hospitalized following Emergency Evacuation and reasonable expenses for lodging and meals for your relative, for a period not to exceed 15 days.

If you are the only person age 18 or older, traveling with one or more child(ren) under the age of 18, who are also covered by the Atlas Series International Insurance, and you are Hospitalized for treatment of covered Illness or Injury resulting in the child(ren) being left unattended for a period of time expected to exceed 36 hours, the Atlas Series Health Insurance for Travel Aboard will provide the following benefit:
The cost of a one-way economy air and/or ground to the terminal serving the area of Principal Residence of each covered child.

The Atlas Series Health Insurance for Travel Abroad provides Medical coverage for Injuries and Illnesses resulting from an Act of Terrorism, subject to a $50,000 lifetime maximum, provided all of the following conditions are met:

• The Injury or Illness does not result from chemical, nuclear or biological weapons or events
• You have no direct or indirect involvement in the Act of Terrorism
• The Act of Terrorism is not a country or location where the United States government has issued a travel advisory that has been in effect within the 6 months prior to your data of arrival
• You have not unreasonably failed or refused to depart a country or location following the date an advisory to leave that country or location is issued by the United States government

An Act of Terrorism is an act, including but not limited to, the use of force or violence and/or the threat thereof, of any person or group(s) of persons, whether acting alone or on behalf of or in connection with any organization(s) or government(s) committed for political, religious, ideological or similar purposes including the intention to influence any government and/or to put the public, or any section of the public, in fear.

In the event of your Accidental Death (except while traveling on a common carrier) or Dismemberment resulting from a covered Injury, the Atlas Series Health Insurance for Travel Abroad will provide the following benefit:

• Accidental Death - Principal Sum to the Beneficiary designed on your Application
• Loss of 2 eyes or 2 or more limbs - Principal Sum to you
• Loss of 1 eye or limb - One Half Principal Sum to you

The Accidental Death and Dismemberment benefit is not available for losses incurred during participation in a Hazardous Sport or in respect to losses resulting from an Act of Terrorism.

Repatriation of Remains: In the event of a covered Injury or Illness resulting in your death, the Atlas Series International Health Plans will provide the following benefit: Air and/or ground transportation of bodily remains or ashes to the area of your Principal Residence, and reasonable costs of preparation of your remains necessary for transportation.

In the event of a covered Injury or Illness resulting in your death, the Atlas Series International Health Plans will provide the following benefits:
Air and/or ground transportation of bodily remains or ashes to the area of your Principle Residence, and reasonable costs of preparation of your remains necessary for transportation.

1. If, after you have departed, you learn of the death of a parent, spouse, sibling or child, or you learn of the substantial destruction of your Principal Residency by fire or weather, the Atlas Series Health Insurance for Travel Abroad will provide the following benefits: The cost of an economy one way air and/or ground transportation ticket for you to the area of your Principal Residence; or
2. If, following a covered Emergency Medical Evacuation, the attending Physician states that it is Medically Necessary for your return to your Home Country to to the area from which you were initially evacuated for continued treatment, recuperation and recovery, the Atlas Series Health Insurance for Travel Abroad will provide the following benefit: The cost of a one-way economy air and/or ground transportation ticket for your transportation from the area where you were hospitalized following the Emergency Evacuation, to the area where you were initially evacuated from, or to the terminal serving the area of your Principal Residence.
3. Lost Checked Luggage: In the event your checked luggage is permanently lost by the carrier, the Atlas Series Health Insurance for Travel Abroad will provide the following benefit: Up to $250 for replacement of clothes and personal hygiene items, not to exceed $50 for any one item. You must file a formal claim with the transportation provider and provide copies of all claim forms and proof that the transportation provider has paid you its normal reimbursement for the lost checked luggage.
4. Natural Disaster Benefits: In the event of natural disaster (Hurricane, flood, tornado, tsunami, etc) the Atlas Series International Health Insurance Coverage will provide up to $100 a day for 5 days if the member is Displaced from planned, paid accommodations due to evacuation from forecasted disaster or following a disaster strike. Displaced is defined as required to depart the destination due to an evacuation ordered by prevailing authorities. Poor of paid accommodations must be submitted at time of claim.
5. Atlas Travel Assistance Services: The following Travel Assistance Services are available to you 24 hours a day, 7 days a week while your Atlas plan is in effect. Contact Tokio Marine HCC-MIS Group to access any of these services.